SIP

An SIP way of investment is nothing but an equal amount of regular monthly investment. When we invest a particular amount of our money in a Mutual Fund Scheme of our choice on a fixed date of our choice every month, it is called SIP.

This is a very simple form of investment, but its results are magical. Small drops of water can fill a whole lake, a Gujarati saying goes. Similarly, our small savings into Mutual Funds by way of SIP can create an unimaginable treasure in a 10, 15 & 20 year persistent efforts.

Most of us saved our dear hard earned money into Recurring Deposits of Banks/Post Office and PPF of Post Office. Although it was very safe, but these were savings instruments (interest based) so they carry low rates. Because of investing in savings instruments at low interest rates, our investment could not beat inflation or at the most give us at par return to inflation. Being at par to inflation after a long period of 15 years is never our goal, therefore we are responsible to not achieve our goals.

Now, with a golden opportunity of SIP, let us make achieving our goals simpler and definite. Investing in SIP will give us inflation beating returns over a longer time frames of 5, 10, 15 and 20 years. The bigger the period, the better is the per year return. Therefore, the earlier the better.

Goal Setting and Financial Planning are basic to investing the SIP way, we welcome you all to come to us and get these done before you start your SIPs….

Let us start SIP at the earliest.